Euribor Terms Comparison
Euribor rates are published for different terms (maturities) ranging from 1 week to 12 months. This page allows you to compare the various terms and understand how they relate to each other and how they've evolved over time.
Euribor Terms Comparison Chart
Understanding Different Euribor Terms
1 Week Euribor
The 1 Week Euribor represents the rate at which banks lend to each other for a period of one week. It's the shortest Euribor term published and typically exhibits the lowest rates and least volatility among all terms.
1 Month Euribor
The 1 Month Euribor is the interest rate at which banks lend to each other for a period of one month. It's commonly used for short-term floating rate loans and financial instruments.
3 Month Euribor
The 3 Month Euribor is one of the most important benchmark rates in the eurozone financial markets. It represents the rate at which banks are willing to lend to each other for a three-month period.
6 Month Euribor
The 6 Month Euribor rate represents the interest rate for six-month interbank loans. It's commonly used as a reference rate for many consumer and business loans across Europe.
12 Month Euribor
The 12 Month (or 1 Year) Euribor represents the longest term published. It typically has the highest rate due to greater time-related risk and is commonly used for mortgages and longer-term loans.
Side-by-Side Comparison
| Term | Current Rate | Common Uses | Volatility |
|---|---|---|---|
| 1 Week | 2.156% | Very short-term commercial loans and financial instruments | Low |
| 1 Month | 2.114% | Short-term commercial loans and floating rate notes | Low-Medium |
| 3 Month | 2.124% | Corporate loans, adjustable-rate mortgages, and interest rate swaps | Medium |
| 6 Month | 2.111% | Medium-term loans and adjustable-rate mortgages | Medium |
| 12 Month | 2.024% | Mortgages and long-term adjustable-rate loans | High |