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Euribor® is calculated and published by EMMI. The rates on this site are read from the Bank of Finland, which republishes them.
EMMI sets Euribor every TARGET business day at about 11:00 CET. Free public publication follows 24 hours later, so the newest rate here is normally the previous business day's fixing. We check for new fixings every two hours.
How averages and changes are calculated · Spotted an error? Email [email protected].
Euribor® are registered trademarks of EMMI a.i.s.b.l.
The Euro Interbank Offered Rate, commonly known as Euribor, represents the average rate at which major European banks lend money to each other. Euribor daily rates are published for five different terms—from one week to twelve months—reflecting current conditions in the European money market.
As one of Europe's most significant financial benchmarks, Euribor serves as the foundation for pricing countless financial products including mortgages, savings accounts, loans, and derivatives. Both financial professionals and consumers closely follow Euribor movements due to their direct impact on borrowing costs.
Currently, five Euribor rates are published (reduced from fifteen prior to November 2013). Additionally, ESTER (€STR) provides a daily overnight reference rate. This site offers comprehensive Euribor information including the most recently available public rates and extensive historical data.
Euriborrates.com is an independent, non-commercial, non-profit information resource.
Euribor® are registered trademarks of EMMI a.i.s.b.l.
View current and historical Euribor rates for all terms (1 week to 12 months).
View current rates →Analyze how Euribor rates have changed over time with interactive charts and downloadable data.
View historical data →Compare different Euribor terms (1W, 1M, 3M, 6M, 12M) and understand their relationships.
Compare terms →Calculate how Euribor rate changes might affect your mortgage payments.
Try calculator →Read our latest articles about Euribor rates, mortgage impacts, and financial trends.
View blog →Find answers to common questions about Euribor rates, mortgages, and how they affect loans.
View FAQ →Euribor (Euro Interbank Offered Rate) is a reference rate expressing the average interest rate at which Eurozone banks offer to lend unsecured funds to other banks in the euro wholesale money market.
There are 5 different Euribor rates with maturities of 1 week, 1 month, 3 months, 6 months, and 12 months. Until November 2013, there were 15 Euribor rates.
If you have a variable-rate mortgage indexed to Euribor, changes in the Euribor rate directly affect your monthly payments. When Euribor rises, payments typically increase; when it falls, payments decrease.
ESTER (Euro Short-Term Rate, also known as €STR) is a 1-day European interbank interest rate published by the ECB. It replaced EONIA and reflects the overnight borrowing costs of banks in the eurozone.
You can find historical Euribor data on our Historical Trends page, which includes interactive charts and downloadable data for all Euribor terms.
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